David White & Associates is one of the largest employee benefit companies in the Bay Area and we continue to rank in the top 15 in the “San Francisco Business Times”, with over 1,000 businesses insured.
With that behind us, we are able to provide creative, in-trend and customized insurance strategies that can save you time and money while at the same time, accomplishing the sometimes challenging task of keeping your employees satisfied. David White & Associates excels daily at serving small to medium businesses with a wide array of benefits, while working as closely with your HR department as if we are an extension.
This is a great opportunity to get affordable coverage for those people who may have been forced to take a COBRA plan, HIPPA plan or may not have been able to obtain coverage due to a pre-existing condition.
With Health Care Reform, most are guaranteed to be covered and not denied because of a pre-existing condition. We have a software platform that can shop all of the carriers and plans in the entire state to determine the best prices and product solutions for your company.
What would the impact on your business be if a key employee started his/her own business or went to work for a competitor?
Are you making effective use of business dollars to help achieve your personal financial security objectives?
Reward and Retain Key Employees
Issues to Consider:
What is the value of your key employees to your business success?
Do you have any selective benefit programs to assure the retention and loyalty of your key employees?
What types of benefits are important to the people who are critical to your business?
Are your current benefit plans meeting these expectations?
Use Business Dollars to Help Satisfy the Owner’s Personal Financial Security Needs
Issues to Consider:
If you had die or become disabled, would there be an adequate income to maintain your family's lifestyle?
Will you have the funds available to meet your education and/or retirement goals?
Will your estate have sufficient liquidity to pay estate taxes and other settlement costs?
Are you taking full advantage of business dollars to meet your personal financial security goals?