Howard Barto* ChFC®, LUTCF, MSFS
Financial planner - Retired
Howard entered the insurance and financial services planning profession in 1973 and holds an M.S. in Financial Services from The American College in Bryn Mawr, PA. He is also a graduate (B.A.) of the University of California, Riverside. Howard is certified as a Chartered Financial Consultant and is a Registered Representative and Investment Advisor Representative with Ameritas Investment Company, LLC (AIC), Lincoln, Nebraska. He is certified as a Life Member of the Million Dollar Round Table, an international organization of financial service professionals, and he has been associated with David White & Associates, a full-service financial services firm in San Ramon, CA since 1973.
Howard focuses on working with business owners and professionals by assisting them in developing strategies for their personal financial planning dilemmas. He has also developed insurance and financial planning programs for members of the California Judges Association and has worked closely with the members of California’s Judiciary since 1992 as their exclusive broker and planner.
Howard resides in Danville, CA.