Scott began his insurance career in 1990 after graduating with a finance degree from Cal State Chico. He guides families and business owners to execute their financial goals and protect their financial futures by sharing:
- Retirement distribution strategies
- Buy-sell agreements and key-person planning
- Create tax-efficiencies
- Portfolio management
- 1031 Real Estate exchanges into Delaware Statutory Trust (DST) investments
Navigating finances is more complicated than ever, full of unexpected twists and turns. Most people are too busy being successful to take the time to look at the things that impact their own finances. Changing tax laws, rules and regulations can dramatically impact how we plan for retirement, college and estate planning, or how we run a business. "Clients often ask what I do . . . but it's not about what I do, it's about sharing ideas on what may be helpful within their unique situation".
Beginning with John Hancock Life Insurance in 1991 and now over a decade of experience with David White & Associates, Scott offers his clients strong financial lateral movement. He helps create a customized plan for your future, utilizing; tax reduction strategies, personalized portfolio design, retirement accumulation and distribution models, long-term care insurance, disability income protection insurance, life insurance and estate planning techniques.
For business owners, either income or taxes can be a problem. Scott helps create tax efficiencies using tax dollars to build personal net worth, establish buy sell agreements and structure key employee retention programs.
David White & Associates has represented The State Bar of California since 1971. Our discounted programs include disability income protection insurance and long-term care insurance (asset protection in retirement years). Many of Scott's clients are attorneys and know they have worked too hard to achieve their level of success, to leave their finances to chance. Scott's goal with State Bar clients is to put the minimum dollars towards a personalized plan that will protect the family if there is an unforeseen bump in the road.